BANK DEPOSIT RATE (11-DECEMBER-2025)
| Sr.No. | Duration | General Interest Rate | Interest Rate For Senior Citizen & Bank Staff Member |
| 1 | 07 days to 45 days | 3.00 % | 3.50% |
| 2 | 46 days to 90 days | 4.00 % | 4.50% |
| 3 | 91 days to 180 days | 4.50% | 5.00% |
| 4 | 181 days to less than 1 year | 5.50% | 6.00% |
| 5 | 1 year to less than 2 years(simple) | 6.25% | 6.75% |
| 6 | 2 year to less than 3 years(Simple) | 6.50% | 7.00% |
| 7 | 3 year and Above(Cumulative) | 6.40% | 6.90% |
| BANK LOAN AND ADVANCES RATE (11-DECEMBER-2025) | |||
| Sr.No. | Loan Type | Rate of Interest for Loan and Advances | |
| 1 | Cash Credit against Hypothication of stock (Collateral Security must) Business Loan/Industrial Loan/ Machineries Purchase /Over Draft etc | 10.50% | |
| 2 | Cash Credit / Hypo. / Hyp. Machinery Loan / Over Draft (1 Crore & Above) | 10.50% | |
| 3 | Two Wheeler | 12.00% | |
| 4 | Truck/Tanker/Rickshaw etc (Any Commercial Vehicle) | 10.50% | |
| 5 | Any second hand vehicle (vehicle should not be old more than four year) | 15.00% | |
| 6 | Housing Loan | 8.50% | |
| 7 | Property Mortgage Loan | 12.00% | |
| 8 | Gold Loan (Against Ornaments) | 12.00% | |
| 9 | NSC/KVP | 10.50% | |
| 10 | Education Loan for Higher Study | 9.50% | |
| 11 | Loan aginst Fix Deposit (FOD LOAN LIMIT ABOVE 50 LAKH)DEPOSITE RATE -+0.75% | FD ROI +1% Additional % | |
| 12 | Car Loan | 8.00% | |
| CIBIL SCORE FOR LOAN APPLICATION | RATE TO APPLY MORE OR LESS THAN PREVAILING INT. RATE | ||
| 750 & Above | PREVAILING INT. RATE | ||
| 650 & 749 than ROI | 0.25% | ||
| 550 & 649 than ROI | 0.50% | ||
| 550 & 549 than ROI | 1.00% | ||
| Processing Charge : | 0.50% | ||
| To be Applicable for all the loans except FOD loan | |||
